Tooth Filling Cost without Insurance

Have you been putting off a visit to the dentist because you don’t think you can afford tooth fillings without insurance? Call our dental office today to discuss your options. In many cases, we can work with your budget to get your dental work completed.

You feel the pain and sensitivity—you may even notice the small hole that represents tooth decay—but what can you do? You don’t have insurance, so how can you possibly afford dental work? Don’t be intimidated by tooth filling costs without insurance.

At our dental office, we can usually work with your budget to get your dental work done.

Some patients opt to complete one or two fillings at a time as they can afford it; some patients will choose to set up a payment plan with our office; and some of our patients will apply for Care Credit in order to pay for dental treatment without insurance. Whatever your circumstances, we can find a way to get you the care you need.

How Much Does a Tooth Filling Cost?

The exact cost of a filling will vary from tooth to tooth and patient to patient. The cost depends on a few factors:

  • How large is the decay/cavity that needs filling?
  • Which tooth has been affected?
  • What is your pain threshold? In other words, will you need anesthesia?
  • What material will the filling be made of?

To give you a basic idea of what fillings will cost without insurance, please see the table below:


Filling TypeNumber of SurfacesCost without Insurance
Amalgam (metal) filling1 to 2 surfaces $50-$150
Amalgam (metal) filling3 or more surfaces$120 – $300
Tooth-colored composite resin filling1 to 2 surfaces$90-$250
Tooth-colored composite resin filling3 or more surfaces$150-$450

How Can I Get Dental Treatment without Insurance?

Something else to keep in mind is the exam fee ($20-$100 without insurance) and the cost of x-rays ($10-$250). Remember, much of your treatment costs will depend on your unique treatment needs.

Your dentist is happy to work with you, and we offer the following solutions to get your dental work done and paid for without insurance.

  • Depending on how many cavities you have, you could complete one or two at a time.
  • We can negotiate a weekly, bi-weekly, or monthly payment plan that works for you.
  • We can help you apply for a Care Credit Card, which may allow you to pay for all your dental treatment.
  • We can use the less-expensive amalgam fillings on back teeth and composite resin on front teeth.

Why You Don’t Want to Wait until You Have Insurance to Obtain Fillings

Many people who don’t have insurance put off visiting the dentist unless they are experiencing actual physical pain. This is not a good thing to do. If you have reached the point where your tooth is causing you pain, then that means that you’ve let your cavities go for far too long.

The pain you are feeling is likely due to infected pulp at the root of your tooth. When the root is damaged, you will likely need a root canal, which is far more expensive than the typical filling. A root canal is when the dentist must remove the diseased pulp inside your tooth.

The longer you go without addressing your cavities, the more damage they will usually do to your teeth. The thing about tooth decay is it’s irreversible. Your decayed teeth can’t heal themselves. The only way to treat cavities is with fillings.

Once your teeth are destroyed, you run out of options that still involve your natural teeth. You might then only have options such as dental implants, tooth extraction, and dentures. The better you care for your teeth, the longer they will last. Some people are able to keep their natural teeth until well into old age or even for their entire lives.

While dental advancements have made false teeth look and feel like natural teeth, nothing can ever replace natural teeth 100 percent. One of the ways that you can save your teeth quickly and easily is to address cavities early, long before they lead to damage that can’t be fixed.

Will Getting Fillings Hurt?

Many people put off fillings because they are fearful of the pain, but again, this is not a good idea. The procedure is much scarier when you build it up in your mind than it is in real life. Your dentist will numb the area where the filling will be done so that you can feel as little pain and discomfort as possible.

Everyone is different, and fillings will hurt some people more than others, but the pain will be gone in a day or so and your teeth will thank you for it. The procedure is also relatively fast, and most cavities can be filled within half an hour to an hour.

Now you have no excuses for not getting those cavities filled. You know that at our dental office we will work within your budget so that you can get your teeth fixed once and for all. You also should know that we will walk you through each step of the procedure so you will have nothing to be afraid of.

Take care of those teeth. You will need them later on, and you want them to last for as long as possible.

Contact a Tooth Filling Dentist

The cost of filling a tooth without insurance can be intimidating, making you put off your dental treatment for months or even years. Unfortunately, this can be incredibly destructive to your oral health, as cavities will not go away on their own, even with the best brushing and flossing routine. Without treatment, your cavities can wreak havoc on your teeth.

Hope is not lost, though. You can still save your teeth by calling a tooth filling dentist at our office at 555-555-5555. We will work out a treatment and payment plan with you. New York Dentist offers same-day smile consults and in many cases can schedule your dental work the same day or that week. To make an appointment online, fill in the form below.